In accordance with the Higher Education Opportunity Act of 2008 (HEOA), by October 29,2011 each post-secondary institution that participates in Title IV federal student aid programs must post a net price calculator on its website that uses institutional data to provide estimated net price information to current and prospective students and their families based on a student's individual circumstances. This calculator should allow students to calculate an estimated net price of attendance at an institution (defined as cost of attendance minus grant and scholarship aid) based on what similar students paid in a previous year. The net price calculator is required for all Title IV institutions that enroll full-time, first-time degree- or certificate-seeking undergraduate students.
The National Endowment for Financial Education (NEFE) has developed the cashcourse.org web site specifically to help college students and graduates across the country. This program allows universities to provide college students with the resources necessary to cultivate positive money management habits and financial literacy skills that will last a lifetime. Money management skills and access to personal financial planning resources are necessary for college students to build a healthy financial future.
USA Funds Life Skills is a web-based financial literacy program that promotes measurable improvements in personal finance practices. This program offers students free lessons on topics such as managing credit card debt, personal finances, and student loans. Following the lessons the students are able to attempt quizzes that will test their financial knowledge and their ability to apply that knowledge.
The National Student Loan Data System Maintains information about all your Federal Student Loans. This site allows you to access the total amount of every loan, who your lender is, and the status of your loan.
The U.S. Department of Education provides students with information on loan repayment and consolidation. Understanding how you repay your loans can go a long way toward building a solid financial foundation.
The myeddebt.ed.gov site is intended to be the centralized web portal for any information and activities related to defaulted education debt for the U.S. Department of Education. If you are a loan borrower or grant recipient with defaulted federal education debt that you have not repaid per your loan or grant requirements that are now in a defaulted status, use this Web site for information and tools to help you resolve your debt. You can view a summary/overview of your defaulted debt amount, your payment history on your defaulted federal education debt, and options for resolving your debt. You can also access forms that you can download; submit requests for hearings, reviews, and discharges; and submit complaints.
This site is your source for information from the U.S. Department of Education about how to manage your student loans.
Provides no-nonsense information to help you handle your student loan debt, avoid default, and focus on what really matters- your future. Edfinancial Services is dedicated to helping students successfully manage the increasing cost of higher education.
American Student Assistance is a private nonprofit whose public purpose mission is to empower students and alumni to successfully manage and repay their collage loan debt. They do this by providing student loan education, and enabling the development of financial competencies through the use of innovative web-based tools and trusted, neutral advice - all free of charge to students and alumni.
YouCanDealWithIt.com provides practical and east-to-understand advice on how to deal with common financial situations facing today's college students and recent graduates, such as:
This Federal Trade Commission (FTC) website is a one-stop national resource to learn about the crime of identity theft. It provides detailed information to help you deter,detect, and defend against identity theft. On this site consumers can learn how to avoid identity theft-and learn what to do if their identity is stolen.
Mint is a free budget tool that can be accessed either from your computer or smartphone. Mint automatically pulls all your financial information into one place, so you can finally get the entire picture.
AnnualCreditReport.com is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies- Equifax, Experian, and TransUnion. AnnualCreditReport.com provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).
Use Pocketsmith financial tool to help keep track of upcoming bills, and set financial goals for the future. Pocketsmith is all about goal setting. Its calendar-based set up lets you project into the future, as well as allowing you to quickly compare your monthly and annual spending with your actual income.
If you are looking for help paying down debt, ReadyForZero is a great financial tool. You can get help putting together a plan to pay down your debt, since ReadyForZero pulls information from your credit/debit accounts. You can track your progress along the way, which allows you to see what you are accomplishing - and also motivates you to keep going. For a small fee, ReadyFor Zero provides a tool to help you manage debt payments.
Digitize and organize your receipts and expenses with the help of Shoeboxed. This financial tool can help you save all of your receipts, and can be a valuable expense tracking tool. It also makes a great tool for helping you organize your receipts for taxes.
Student Connections, powered by USA Funds, is a non-profit organization that partners with colleges and universities to help students find the best solution to their loan challenges.